We have a variety of products to suite every individual needs. We have specialized products for the following categories.

• Individuals – Salaried, Non Salaried, Youth, Minors.

• Business Banking and Corporate – Sole Proprietor, Partnership, Limited Companies, Schools, county government, NGOs, etc.

We have different documentation for different categories as below:

1. Personal Customers

• Kenyan Nationals
• Original and copy of ID or Passport (PP)
• One coloured passport size photograph
• Salaried – Payslip
• Non-salaried – Source of income
• Pin (Personal Identification Number) or TIN
• Foreign National
• Original and copy of PP or Alien Certificate
• Valid Visa
• One coloured passport size photograph for each signatory
• Salaried – Payslip
• Non-salaried – Source of income
• Pin (Personal Identification Number) or TIN (Tax Identification Number)

• Swag Youth
• Student ID
• Minors (Najma)
• Birth Certificate

1. Business and Corporate Banking Customers

• PIN (Personal Identification Number) or TIN (Tax Identification Number)
• Original and copy of ID, PP or Alien Certificate
• One colored passport size photograph

• Certificate of Incorporation/Registration/Form CR 1 (original and copy)
• Search fee as per tariff (for verification of company details at Company Registry)
• Proof of physical/operating address for the business: either;
• Current tenancy/lease agreement (in the name of the business)
• Current utility bill i.e. electricity or water (in the name of the business)
• Current trading license
• Company Pin (Personal Identification Number) Certificate
• KYC documents for corporate entities with a shareholding
• Board resolution on the company letter head indicating decision to open the account, the appointed signatories and the signing instructions. Company seal to be included.

• Pin (Personal Identification Number) or TIN (Tax Identification Number)
• Original and copy of ID, PP or Alien Certificate
• Valid Visa for Foreign Nationals
• One coloured passport size photograph for each signatory.

• KYC documents for each signatory
• Partnership deed

• Memorandum of Association (original and copy)
• Form CR 2 – For a Company Limited by shares
• Form CR 3 – For a Company Limited by guarantee
• Form CR 4 – For a company whose Liability is Unlimited.
• Articles of Association – Model 3, 4 or 5. If the applicants do not adopt the above models, then they must provide their own articles.
• Certificate of Compliance for Foreign Incorporated companies
• KYC documents for each signatory

• For NGO’s, letter of reference from NGO board
• For fundraising accounts with a valid fund-raising permit
• For religious organizations, an introduction letter from the deemed head of the body

• Letter of Probate/Administration
• Trust Deed and Supplementary Deeds for any change in Trustees
• Trust Resolution as specified in the Trust Deed

• Certified copy of by-laws for County Governments
• Letter of authority from the respective Ministry signed by the Permanent Secretary and / or the Cabinet Secretary
• For constituent bodies / boards within the Ministry – Gazette Notice / respective Act constituting it
• Resolution or Minutes to open the account and signing mandates
• Minutes to prove elected officials